Safeguard your projects, crews, and equipment with construction insurance built for real jobsite risks. From liability to delays, get flexible coverage that keeps you protected from blueprint to build-out.
Why choose us
Whether you're breaking ground or wrapping up a project, our coverage is tailored to support your workflow, budgets, and biggest jobsite challenges.
Crew Protection
Equipment Coverage
Risk Reduction
Coverage Compliance
Builder Support
How Do We Help
Stay ahead of costly delays, protect your team, and meet evolving contract demands with insurance built for the realities of your job site. Your coverage should work as hard as you do.
Types of Coverages
Protect your construction business with essential coverage, fromequipment and liability to delays and jobsite safety. Smart, reliable, and built for the way you work.
faq
Have questions about contractor liability, equipment coverage, project delays, or workers’ comp? Explore expert answers tailored to the unique risks and requirements of the construction industry.
01 What does construction insurance typically cover?
Construction insurance generally covers property damage, equipment theft, jobsite liability, delays, and employee injuries. It’s designed to keep your project protected from unexpected disruptions. To explore tailored options for your business, start your custom quote today.
02 Do subcontractors need to be covered under my policy?
Yes, if subcontractors aren’t covered, liability could fall back on you. Many jobsite accidents involve non-employee workers. To make sure your entire crew is protected and compliant, send us your team details for a personalized review.
03 Is equipment theft covered by standard policies?
Most policies include theft, but coverage limits can vary depending on value and location. Some exclusions may apply to rented or mobile tools. To find out what qualifies, speak with our team about your specific job site needs.
04 What if a delay causes a project to go over budget?
Some policies include coverage for construction delays due to weather, equipment failure, or third-party issues. This can reimburse lost time or income. If you’re unsure about your policy, book a quick coverage review with one of our experts.
05 Does construction insurance include workers’ compensation?
It can, but not always. If you have employees or subcontractors on-site, workers’ comp is critical for compliance and safety. To ensure you’re meeting requirements, check your eligibility with our advisors before your next project starts.
06 How quickly can I get insured for a new job?
Most policies can be issued within 24–48 hours. The sooner you act, the better your project timeline stays protected. If you’re preparing to start, get insured quickly by sharing your project specs with us.
07 Do I need separate coverage for each project?
Not necessarily. A wrap-up or master policy can cover multiple jobs under one plan, saving time and money. To see if that applies to you, let us evaluate your portfolio and recommend the best structure.
For Builders
From ground-breaking to final walkthrough, safeguard crews, tools, and timelines with insurance built for real jobsite risks. Stay compliant, secure, and prepared.
