Home Services High Value Dwellings

High Value Dwellings Insurance

Protect your high-value properties with insurance designed for the unique risks you face, from property damage to liability and income loss. Get coverage that grows with your estate portfolio.

Why choose us

Tailored Solutions For High Value Dwellings

Explore our insurance for high-value dwellings, created to protect your properties, reduce risk, and support long-term growth.

Investment Protection

Safeguards property value and long-term returns

Liability Coverage

Defends against tenant or visitor claims

Flexible Policy Options

Scales with property size and type

Income Loss Coverage

Replaces rent during covered disruptions

Portfolio Coverage

Risk Protection

Fast Claims

Flexible Plans

Trusted Guidance

how do we help

Specialized Insurance For High Value Dwellings

Protect your high-value dwellings with flexible coverage for property damage, liability, income replacement, and evolving portfolio risks.

Competitive rates and expert support  for every luxury residence you own or manage.

Types of Coverages

Comprehensive Protection For High Value Dwellings

From private estates to multi-property holdings, our insurance solutions safeguard your assets with scalable coverage designed to reduce risk and maximize returns.

Property & Structure Protection

Covers damage to buildings, improvements, and permanent fixtures from fire, storms, or vandalism.

Income Replacement

Reimburses lost rental or occupancy income when a dwelling becomes uninhabitable due to a covered event or emergency.

Liability & Legal Coverage

Protects against lawsuits from guest injuries, property damage, lease disputes, or other legal claims.

faq

Your High Value Dwellings Questions, Answered

Have questions about real estate insurance, liability coverage, rental income protection, or portfolio risk? Get expert answers tailored to the needs of real estate investors and property professionals.

01 What does this insurance typically cover?

High value dwellings insurance covers property damage, liability, and income loss. Begin your quote today to see protections tailored to your luxury homes.

02 Is income loss included in coverage?

Yes. If damage makes your dwelling uninhabitable, lost rental income is reimbursed. Protect your income stream by exploring coverage options with our experts.

03 Do I need separate coverage for each dwelling?

Not always. You can bundle multiple residences into one policy. Talk to experts today and ensure consistent protection across your entire estate portfolio.

04 What types of liability are covered?

Coverage often includes tenant injuries, third-party property damage, and legal defense. For a clearer breakdown of options, start a quick request and we’ll guide you through what applies to your properties.

05 Is coverage different for high-value dwellings?

Yes. Luxury dwellings need scalable policies with enhanced protection. Get a
quote today to secure income, liability, and property value with confidence.

06 How quickly can I get a quote?

Most quotes are turned around in 24 hours or less. To speed things up, submit your details online and we’ll send a personalized estimate directly to your inbox.

07 What happens if a guest files a claim?

Your policy can cover legal and medical costs. Reach out today to understand
the process and keep your reputation and finances protected.

take the first step

Build Lasting Protection For Luxury Dwellings

Build protection that secures your properties, preserves income, and supports long-term goals with insurance designed to grow alongside your high-value portfolio.